Custom Vehicle Insurance Services

Understanding Custom Motor Vehicle Insurance

Custom Motor Vehicle Insurance is a specialised insurance policy designed to provide comprehensive coverage for vehicles that have been uniquely modified or customised. Whether you’ve enhanced your car’s performance, altered its appearance, or added unique features, it’s essential to have the right insurance to protect your investment. Custom motor vehicle insurance ensures that all modifications are covered and that you have tailored coverage for your specific needs.

Why Custom Vehicle Owners Need Specialised Insurance

• Unique Risk Factors: Custom vehicles often have unique modifications that can increase the risk of accidents or theft. Specialised insurance takes these factors into account, providing appropriate coverage.
• Accurate Valuation: Standard car insurance policies may not account for the increased value due to custom modifications. Custom motor vehicle insurance ensures that the true value of your vehicle, including all enhancements, is covered.
• Specialised Repairs: Repairs for custom vehicles typically require specialised parts and services from expert repairers. Specialised insurance ensures these costs are covered, maintaining the integrity of your custom vehicle.

Key Features of Custom Motor Vehicle Insurance

• Comprehensive Coverage: Protects against a wide range of risks, including accidental damage, theft, fire, and third-party liability.
• Modification Coverage: Ensures that all declared modifications are covered, whether they enhance performance, appearance, or functionality.
• Agreed Value Coverage: Allows you to agree on the value of your custom vehicle with the insurer, ensuring you get the full value if your car is written off.
• Flexible Policies: Customisable policies that can be adjusted based on the extent and type of modifications made to your vehicle.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Specialist Repairers: Access to repair shops that specialise in custom vehicles, ensuring your car is restored to its customised condition.
• Track Day Coverage: Provides protection for damage incurred during track days and other high-performance driving events, if applicable.

What Does Custom Motor Vehicle Insurance Typically Cover?

• Accidental Damage: Coverage for repair costs due to accidents, whether on-road or off-road.
• Theft and Vandalism: Protection against theft or damage due to vandalism, ensuring your vehicle is covered in various scenarios.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Fire and Natural Disasters: Insurance for damages caused by fire, floods, storms, and other natural disasters.
• Agreed Value: Ensures that you receive the agreed-upon value of your car in the event of a total loss, accounting for its unique value.
• Special Events Coverage: Protection for your vehicle while it is being displayed at car shows, exhibitions, or other events.

Simplifying Your Insurance Journey with iQuotes

Finding the right insurance for your custom motor vehicle can be complex, but iQuotes makes it effortless and efficient. Here’s how it works:

• Submit Your Request: Fill out a simple online form detailing your insurance needs and the specific modifications made to your vehicle.
• Receive Tailored Quotes: iQuotes connects you with a network of specialist brokers who provide competitive, tailored quotes.
• Compare and Choose: Review and evaluate the options, selecting the policy that best suits your needs.

iQuotes ensures that you receive tailored quotes from professional insurance brokers, giving you access to the best possible coverage. This streamlined process saves you time and effort, allowing you to enjoy your custom vehicle with the confidence that it is adequately covered.

Protect your custom vehicle and enjoy the peace of mind that comes with knowing your prized possession is well-protected.

Custom Vehicle Insurance Services