Comprehensive Insurance for Modified Motorbikes

Understanding Modified Motorbike Insurance

Modified Motorbike Insurance is a specialised insurance policy designed to provide comprehensive coverage for motorcycles that have been uniquely modified or customised. Whether you’ve enhanced your bike’s performance, altered its appearance, or added unique features, it’s essential to have the right insurance to protect your investment. Modified motorbike insurance ensures that all modifications are covered and that you have tailored coverage for your specific needs.

Why Modified Motorbike Owners Need Specialised Insurance

• Unique Risk Factors: Modifications can increase the risk of accidents or theft. Specialised insurance takes these factors into account, providing appropriate coverage.
• Accurate Valuation: Standard motorbike insurance policies may not account for the increased value due to modifications. Modified motorbike insurance ensures that the true value of your bike, including all enhancements, is covered.
• Specialised Repairs: Repairs for modified bikes typically require specialised parts and services from expert repairers. Specialised insurance ensures these costs are covered, maintaining the integrity of your modified bike.

Key Features of Modified Motorbike Insurance

• Comprehensive Coverage: Protects against a wide range of risks, including accidental damage, theft, fire, and third-party liability.
• Modification Coverage: Ensures that all declared modifications are covered, whether they enhance performance, appearance, or functionality.
• Agreed Value Coverage: Allows you to agree on the value of your modified motorbike with the insurer, ensuring you get the full value if your bike is written off.
• Flexible Policies: Customisable policies that can be adjusted based on the extent and type of modifications made to your motorbike.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Specialist Repairers: Access to repair shops that specialise in modified bikes, ensuring your motorbike is restored to its customised condition.
• Track Day Coverage: Provides protection for damage incurred during track days and other high-performance riding events, if applicable.

What Does Modified Motorbike Insurance Typically Cover?

• Accidental Damage: Coverage for repair costs due to accidents, whether on-road or off-road.
• Theft and Vandalism: Protection against theft or damage due to vandalism, ensuring your bike is covered in various scenarios.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Fire and Natural Disasters: Insurance for damages caused by fire, floods, storms, and other natural disasters.
• Agreed Value: Ensures that you receive the agreed-upon value of your bike in the event of a total loss, accounting for its unique value.
• Special Events Coverage: Protection for your bike while it is being displayed at bike shows, exhibitions, or other events.

Simplifying Your Insurance Journey with iQuotes

Finding the right insurance for your modified motorbike can be complex, but iQuotes makes it effortless and efficient. Here’s how it works:

• Submit Your Request: Fill out a simple online form detailing your insurance needs and the specific modifications made to your motorbike.
• Receive Tailored Quotes: iQuotes connects you with a network of specialist brokers who provide competitive, tailored quotes.
• Compare and Choose: Review and evaluate the options, selecting the policy that best suits your needs.

iQuotes ensures that you receive tailored quotes from professional insurance brokers, giving you access to the best possible coverage. This streamlined process saves you time and effort, allowing you to enjoy your modified motorbike with the confidence that it is adequately covered.

Protect your modified motorbike and enjoy the peace of mind that comes with knowing your prized possession is well-protected.

Comprehensive Insurance for Modified Motorbikes