Comprehensive Private Hire Insurance for Your Vehicle

Understanding Private Hire Insurance

Private Hire Insurance is a specialised insurance policy designed to provide comprehensive coverage for drivers of private hire vehicles, such as taxis, rideshare cars, and chauffeur services. This insurance ensures that both the driver and passengers are protected against various risks associated with operating a private hire vehicle. Given the unique nature of private hire services, having the right insurance is crucial to protect your livelihood and ensure compliance with legal requirements in Australia.

Why Private Hire Drivers Need Specialised Insurance

• Legal Compliance: In Australia, it is mandatory for private hire drivers to have specific insurance coverage to operate legally. This includes public liability insurance and third-party property damage insurance.
• Passenger Protection: Covers passengers in the event of an accident, providing peace of mind to both drivers and clients.
• Vehicle and Income Protection: This insurance protects against financial losses due to vehicle damage, theft, or accidents, ensuring that your business operations can continue smoothly.

Key Features

• Comprehensive Coverage: Protects against risks like accidental damage, theft, fire, and third-party liability.
• Public Liability Insurance: Covers legal costs and compensation for injury or property damage to passengers or third parties.
• Personal Accident Cover: Offers financial support for medical expenses and lost income if the driver is injured in an accident.
• Third-Party Property Damage: Pays for damages caused to third-party property by your vehicle.
• Replacement Vehicle Coverage: Provides a replacement vehicle if your car is unavailable due to an accident or repairs.

Coverage

• Accidental Damage: Coverage for repair costs due to accidents, whether on-road or off-road.
• Theft and Vandalism: Protection against theft or damage due to vandalism, ensuring your vehicle is covered in various scenarios.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Fire and Natural Disasters: Insurance for damages caused by fire, floods, storms, and other natural disasters.
• Personal Injury: Financial support for medical expenses and loss of income if the driver is injured in an accident.

Simplifying Your Insurance Journey with iQuotes

Finding the right insurance can be complex, but iQuotes makes it effortless and efficient. Here’s how it works:

• Submit Your Request: Fill out a simple online form detailing your insurance needs and personal circumstances.
• Receive Tailored Quotes: iQuotes connects you with a network of specialist brokers who provide competitive, tailored quotes.
• Compare and Choose: Review and evaluate the options, selecting the policy that best suits your needs.

Protect your future and provide for your loved ones with confidence.

Comprehensive Private Hire Insurance for Your Vehicle