Caravan and Motorhome Insurance

Caravans, campervans and motorhomes sit awkwardly between car and home insurance. A touring van is a vehicle when it is moving, contents when it is parked, and often someone’s second home for months of the year. Brokers who write this class understand that mix; a standard motor policy frequently does not.

What this cover is usually for

• The van, camper or motorhome itself, on the road and in storage
• Contents and personal effects carried inside
• Annexes, awnings and attached equipment
• Liability arising from the van while it is parked or in use
• Emergency accommodation if the van becomes unusable while travelling

Who asks us for it

• Full-time and part-time travellers touring Australia
• Owners of vans kept in storage or at a caravan park between trips
• People with modified, imported or older vans that mainstream insurers decline
• Owners of large motorhomes above ordinary car policy limits

Things worth telling the broker

How the van is used matters more than its value. Say whether it is towed or driven, whether anyone lives in it, roughly how many nights a year it is away from home, where it is kept between trips, and anything non-standard about the build. Those answers change which insurers will look at it.

How iQuotes works

iQuotes is a free quote-request service, not an insurer and not a broker. Tell us what you need insured and we pass your request to Australian brokers who write that class of risk. They contact you directly with quotes, and you deal with whichever one you prefer. We do not give advice and we do not recommend a policy — the broker you speak to does that.

Caravan and Motorhome Insurance