Specialist Insurance Solutions for Trikes

Understanding Trike Insurance

Trike Insurance is a specialised insurance policy designed to provide comprehensive coverage for trike owners in Australia. Trikes, also known as three-wheeled motorcycles, offer a unique riding experience and come with specific insurance needs due to their distinct design and use. This type of insurance ensures that both the trike and the rider are protected against various risks, providing peace of mind for enthusiasts and commuters alike.

Why Trike Owners Need Specialised Insurance

• Unique Design and Use: Trikes have a unique design that combines elements of motorcycles and cars, leading to specific risks and insurance needs that standard motorbike or car policies may not cover.
• Comprehensive Protection: Trikes are often used for both leisure and practical purposes. Specialised insurance provides comprehensive coverage for a wide range of incidents, including accidents, theft, and liability.
• Financial Security: Accidents and theft can lead to significant financial losses. Trike insurance offers financial protection against these potential costs.

Main Features

• Comprehensive Coverage: Protects against a wide range of risks, including accidental damage, theft, fire, and third-party liability.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Collision Coverage: Pays for repairs or replacement if your trike is damaged in an accident.
• Personal Injury Protection: Provides financial support for medical expenses and loss of income if you are injured in an accident.
• Gear and Accessories Coverage: Protects riding gear and accessories against damage or theft.
• Roadside Assistance: Offers support in case of breakdowns or emergencies on the road.

The Cover

• Accidental Damage: Coverage for repair costs due to accidents, whether on-road or off-road.
• Theft and Vandalism: Protection against theft or damage due to vandalism, ensuring your trike is covered in various scenarios.
• Third-Party Liability: Covers legal costs and compensation if you are held liable for causing injury or damage to other people’s property.
• Fire and Natural Disasters: Insurance for damages caused by fire, floods, storms, and other natural disasters.
• Personal Injury: Financial support for medical expenses and recovery costs if you are injured while riding.
• Gear and Accessories: Coverage for helmets, jackets, and other riding gear and accessories.

How iQuotes works

iQuotes is a free quote-request service. We are not an insurer and not a broker, and we do not give advice.

1. Tell us what you need insured: one short form covering the risk, where you are, and when cover needs to start. No paperwork and no account.
2. We pass it to matching brokers: your request goes to Australian brokers who write that class of insurance, and they contact you directly.
3. You deal with whoever you prefer: compare what you are offered and take it up with the broker you choose. The advice and the policy come from them.

There is no cost to you at any stage and no obligation to accept anything you are offered.

Specialist Insurance Solutions for Trikes