Specialised Insurance for Choppers

Understanding Chopper Insurance

Chopper Insurance, also known as helicopter insurance, is a specialised insurance policy designed to provide comprehensive coverage for helicopter owners and operators in Australia. This type of insurance is essential for protecting against the unique risks associated with owning and operating a helicopter, whether for personal, commercial, or emergency services use.

Why Helicopter Owners Need Specialised Insurance

1. High Value and Maintenance Costs: Helicopters are significant investments, and their maintenance and repair costs can be substantial. Specialised chopper insurance ensures that these high-value assets are protected against various risks.
2. Operational Risks: Helicopters operate in diverse environments and face unique risks, including in-flight mechanical failures, weather-related incidents, and landing accidents. Insurance provides coverage for these operational risks, ensuring financial protection.
3. Liability Protection: Helicopter operations can expose owners and operators to significant liability risks, including third-party injuries and property damage. Chopper insurance includes liability coverage to protect against these potential legal and financial burdens.

Key Features of Chopper Insurance

• Hull Insurance: Covers physical damage to the helicopter itself, whether on the ground or in the air. This includes coverage for accidental damage, fire, theft, and natural disasters.
• Third-Party Liability Insurance: Provides protection against legal costs and compensation if the helicopter operation causes injury or property damage to third parties.
• Passenger Liability Insurance: Covers legal liabilities arising from injuries or fatalities of passengers on board the helicopter.
• Personal Accident Coverage: Offers financial protection for pilots and crew in the event of injury or death resulting from an accident.
• Loss of Use Coverage: Compensates for financial losses incurred due to the helicopter being out of operation following an insured event.
• Emergency Service Coverage: Covers costs associated with emergency landings, search and rescue operations, and medical evacuations.

What Does Chopper Insurance Typically Cover?

• Accidental Damage: Coverage for repairs or replacements due to accidental damage sustained during flight or on the ground.
• Theft and Vandalism: Protection against theft or damage resulting from vandalism.
• In-Flight Risks: Insurance for damages or losses that occur while the helicopter is in operation, including weather-related incidents.
• Third-Party Liability: Legal costs and compensation for third-party injuries or property damage caused by the helicopter.
• Passenger Injuries: Coverage for medical expenses and compensation for passengers injured while on board.

How iQuotes Helps Helicopter Owners Find the Right Insurance

iQuotes simplifies the process of obtaining chopper insurance by connecting helicopter owners and operators with a network of specialist insurance brokers. Here’s how it works:

1. Submit Your Request: Complete an online form with details about your helicopter and specific insurance needs.
2. Receive Multiple Quotes: iQuotes forwards your request to relevant brokers who provide competitive quotes tailored to your requirements.
3. Compare and Choose: Review the quotes and select the policy that offers the best coverage for your helicopter.

How iQuotes works

iQuotes is a free quote-request service. We are not an insurer and not a broker, and we do not give advice.

1. Tell us what you need insured: one short form covering the risk, where you are, and when cover needs to start. No paperwork and no account.
2. We pass it to matching brokers: your request goes to Australian brokers who write that class of insurance, and they contact you directly.
3. You deal with whoever you prefer: compare what you are offered and take it up with the broker you choose. The advice and the policy come from them.

There is no cost to you at any stage and no obligation to accept anything you are offered.

Specialised Insurance for Choppers